However, the timing and length of each stage can be different per person. Get ready for 5 most common emotional stages of retirement: First stage: Planning for retirement. %PDF-1.6 %���� ��ΜM_��H��$zjK�=�{ф5w�}�4��ӜBk���.W�Yi8.���A�PRҨ����α�~�$��^s�~hح� $�!�̴�Eo������cH�e֝i��Bu���t��F�i��4�m����Tt.��I^uu-i%2�� �QM !�(K����&Wc�p�wG�`O���uV��8�B��TI����s����g*}\%8�ڽ;�F[6\QQQ�n>��������3=�f�A�w�ee�f��d �F� �ޙ)��` Do I want to work in retirement? A@F�~HeA�~@bzj��\�)L��D9�4��!C���ĢT�C����g1�b��)�� l@� ��7� ]��Թ��\;}��\����|l�����l��sm��v� h޴YMo�F�+sL���#N�(���I�#��EiR )!����,i�7q�l-��Ƿoގȡ�@+��� J�)~:�F��%�@�9!9�� �q��`��O�S�/�؀7tl�3�$�����P�tm�q������`%�+�0J�ڎܸ�t� �q�[I1��$� ��xJ#�w������9k�E� 5I�(��P;��Y�G�D�86g �Dr�@Z�#@���P��������hP^Z�0���S���^*HE�V�Ԥ%.Ij� h�,�� x��[ے��}W��aI�a��K�U�k)q*�IUy����$h�\���t��A�./w������ӗ���ه�z���ݱ��÷�o��d�o�pÿ�%E�9��$*�m��M̖��/o��{¦�a�����G��>��Ș'�{���\D��,�i�*q�B�4�!I�E�D�2�f�F2�\F���i�R���f�N��fWmش�|=V˺e�p�>joU_Ä�(�q�ޡ`�2��������;\�U�g6�'_��i6�{ĥ"��,��w|u�8����K�8�o���;���7����=b�L�_e��(W��y�(�fDb��獷 ;@;oA��T�G�ش+RDevSd�E��"�Z�31��z:K&-��s���Xr>���_ ���>�䈿����/����fX ��I�# '8)��{�"�$�y�^RD��3��k)U� ��9��jЙ��5�PgR|�?pTC"Ho�Y��z�X��� �h��S2� �bq�EdK���`Dvh�_̊��(F9t��:��+N��b4(�(ƀ҂b,H$�@�ϡ' �Ȏa&F9L����1x=� ŠϘ� �s�1h%"�-�8В��8eCw"�D�4�@�6�*J�6�CdKB2Dv���s����o�;���0M�3 _L:�/9Z���$�)#}�q`�FI 4 0 obj Planning and saving for retirement … If yes, doing what. endstream endobj 1888 0 obj <>stream 1884 0 obj <>stream This stage can last 5 to 15 or more years before your actual retirement date. endobj 1. Log in, Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window). Your email address will not be published. ނ�4l=��6�ɉ�$�$x��Q�f�~��pu%7�vӮ˕�����h�}�teW�Y ��1,@����b7����HQ�^L�y�����oU�X��*��4��W�b��x�t��f�г$��H�a��1-��UŚ�g��-ו(����˰\�Om�槹��R|�h~V4�URܔ��Jy�b�U�{���YZ[o�M+~��~�Ak��4�Ƀ���,�#��+����V�ǹ,����`���Z�P�Ә*�h-!X�8pN�U�wL�&�f��S|�o��W�T��&���W�]#�)�;�9�j�,��D�� ���ͳfd�u�}dp�]�_��U�f����BL�hv����nw�pY�G0^��g ~����H$�������Xj���K������Z�ڠ���'��Ҿv?���w������c:�Gy¦O|b��� �S�̫���ӈ��31U�����̾�B��o����2�Aa��Og�U$V�����zc������2�s(�J�! Q��'�B��6G� >�y��Xffn��AO��&�&^�����>����;��݌y7s8�9�,\�co'�j�´]W-�}���(��J�]�7�W�IX�)��q,N��*a[�ֆ0[U��XCi��(�;��+p��/H�p�N�H�e���^s�9��8YR���Zs[���)��,��LYu�Ƿ�T;Kkj��#�0�#�j�+H�' �R\������|Sy���� �*�m'�$����"�՞V=�nN!V���f�N���� ��@�,��X���t�g�N�dE�MБ��}��ZQ�~J�w��UO%,�ǰ��o��-���j����&—�q��o�:{����k%� ��B�R �e���օÞ�a^`"�[G5D���xD��>�BƏh���lr�R��0&p&P��A�h"��-ʅ{��c�1X��r�Wc���H"!±͡VI؊Z�E��Re KM��J_}XF�����X/�_�Qq�D �J��e�]��L����H��T�X���0��Zz��7)�8�2ϯ�Rky�u��5(&E$�{��6��iߡm�Kؓ�+�6�6A�4� �����KF�;�a�ǡ��7���?w#4&� ��Z ˟R�s6��y�~R��%��sc � >��8�>6�)*0�6[�m�\Sp���s|�rJ}l The concept of the five stages in retirement is for everyone the same. 3 0 obj ���� �]`��M H��1��Y0He>RH� ��M� ��� @��&�O���)n�C@�5�3���jlƎ�O_NT���=�B=Џ[���r�Uih��=�k7� �h�����d��� �oj\=��;�SO� ��"��ᰂ�il�N�Y橉M����*\d�L�s���@�����H�=��ZƲ���n��K4�f�ec̶!�pc�َv����ͣ>^Ns��J�,`��Bʱ0���%�)��,z��=�h���������`�B�y4-S��iׄe(��P�x�r=��oб�G�/+w_�(Al�sh��P��1w�IA��g%�P���MӸ~t&d��2T*y[��6��3�{�g�;�~�B�\�}ɆLJ�u�� ��zeD�>9��T4��>Sn��x Most people shift their focus from building their careers to focusing on the financial planning aspect of retirement. Following these tips on the emotional stages of retirement will help you to better navigate the transition to a new phase of your life. %���� �S�^鳥ק��������g+�O-���T^�-�>5�/��O_x}���R��L}��,��2H �}���5�3�et҅�F�\���fR�����_CP����ֱ�C���cE���:m�hﲼ}��-� �;_��]�U����(S�umN#x���Zd*ӵ������HT�����`�2v�}Gy�� f f��ơ�^��^v����HB����ݪn������V�+��oW2Sw+����|�2]?�خ�Mln{����lB?��\����2��$��0o��NUS-�����l�|?Uk�U1�e3z�y\�O^���~��?h3��^^^��. )R)���4e�!�ܭ���8�B1\"ʋp)�Q@p;\�L�c� 2�m���4�5�C][^���kvER2��T#�oHi�R��Z�[�ȏ�&|�O��G^� �Y����& ����ػlv�qm��n��\����Ů�b7E��. h�246T0P046R0Q� endobj Five emotional stages of retirement 3. h�2�05R0P0�05V01�& �`��o# � ��2�S>�1�H����'GIÕ�\^�>�h�̀����]?������Urp�]��롎M�߼9�b�Y:�eƃYՅ��$ux&�\�����7��������.��p��^�7��+��l ���uU>W � �A��dpf]،U�z�v�!.ܴt$X�U���v���f]�g~������d�]��o���E��S���âvsyX�7J�$��I��M��cUX=`��$�}�vr�2��\/܌K��&ԯ�C���� Wa��Ⰵ��>�_}~~�$9�q=d�#�Ųm{ZE�W8YZ�)�2���JM2[n�8G��lb�6��#s)�:I�a�H���$��(�y�q��a��fr���UN�6nB�Ǜ-l���﮳j�᦭c{�ӥ�U��OMW=�.�j;�.>EM�5�^M�5�Hiv�J 4�o���?a��s�V�SW}�r�e�-7�;Ļp0| ��,���j��&���!WJ����(��Jl����"Z Sv�e����:A�@G���9�6Lj!��°����:��e� By acknowledging the existence of the 5 emotional stages of retirement you are better prepared to effectively handle the major life adjustment that retirement has on you personally. endstream endobj 1887 0 obj <>stream stream �@E%{�̣�.D�]TDEq1��Զ�����nsrsO���3B�b��PPc ��gy�7S��ƪ[�.+>��и6�A�Y�����mL��˔���� \�tM�own�Qw�0��4������o����Oc�g��Fպ��&`���h6���#>��Ϯםi{���+� �H� (��P�` g�|� e�wD����@��8�p��p$�8dz�Aø��j�����b����ּ�Hu�֥CPʝ]I�REe��J�l��1W��6��6�]6}��2M�N���5��W �CXN�� ����AM��:��k�F�q��0�Css"���WL;�`. 1 0 obj 2 0 obj 15 Ideas on What to Do When You Are Retired. Ǩ�� 2 The new retirement The concept of retirement as a time to rest and relax is obsolete •New hobbies •Develop new friendships •Travel •Go back to school •Start new careers or their own business Today’s retirees regard retirement … z&�&vvՙ�X������ � �(/ h�24�T0P046P01P���w����/�M���,H�w�(q.I,I�ONT0г40�4��CQ���@�bg` �� 66�N��~�E��9�!����%��%�%��ɉ endstream endobj 1886 0 obj <>stream Imagination: 6 to 15 years prior to retirement … %PDF-1.5 2�V?�q��yK ��N�#���2�*���]���fq5:N�f4T�>��TI(��~' �������h���@=b礙�-��8���Z�Hຏ��Y��nN��������zn������V�x�5I�~��BzJF}=�c�$��p�uj��)餬�/�{�j����‚J��q <> endstream endobj 1885 0 obj <>stream <>>> ��OZ^���?p�|M��b:���z���muaO� d�9�`;�d%|� X�x�JiI��&!����� j�b���EJe�6߹9��vQ`h��a�Y�[,)кd�9C �i���`ߠ���u0:��(wo�8��je 0���xEI�&�/��Zx�� As such you will have a more meaningful, happy, and fulfilling retirement … <>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 18 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Five Emotional Stages of Pre-Retirement and Retirement Here is a description of the five stages of pre-retirement and retirement from the emotional standpoint as reveled in Ameriprise Financial’s “New Retirement Mindscape” survey. endstream endobj 1889 0 obj <>stream When, and for how long someone ‘stays’ in a particular stage … hޜ�mkAǿʼ/�����h[h�Xyq�C���R��̮&�Iñ�����o~� endobj But many don’t usually spend enough time on emotional planning—making sure you have fun and find purpose in this stage … >nZ���)v�2��2�ۏ�~zs�R+]���w�!�����, ��|zeް�8��H����|~t�[�,���Ѝk�S�c]�S(��O�\]p���+��>�ɤ>�>�2���cR��s��\|��YN��M��FO��}$?�sM��f� >�ST`. [~]j[W��������.��+x�MQ}��_���L�/��%�QJ-� 66����y% <>